The children of the very poorest Asians (lowest decile) end up having higher credit scores than the kids of the wealthiest blacks (highest decile). Poor white kids at the 20th percentile end up as adults having about the same credit scores as black kids at the 90th. At the lower deciles, Asians significantly outperform whites. https://t.co/iAcYxQD2aw
— i/o (@avidseries) November 8, 2026