Dodd-Frank was meant to prevent another financial crisis. Instead, new bank formations fell from 149 a year before 2008 to just 5 a year in 2011–2025. Excessive regulation hurts small banks, limits competition...

Dodd-Frank was meant to prevent another financial crisis. Instead, new bank formations fell from 149 a year before 2008 to just 5 a year in 2011–2025. Excessive regulation hurts small banks, limits competition, explains Jeb Hensarling. https://t.co/F90gWisr7J https://t.co/IT1RsOmqOx

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