ObamaCare Story: Who is governing the questionable behavior of insurers and doctors who participate in the ACA act?

NY Observer reports:

With great trepidation in December of last year I made the leap from private insurance to Obamacare, signing on to a plan made available through the New York State healthcare marketplace. For years I was covered by Oxford as part of my membership in the Authors Guild. It did not come cheap, however. The plan I chose cost me a little over $12,000 a year. For a freelance writer living in New York City, that’s a pretty heavy expense. That’s $12,000—not including co-pays, inpatient and prescription deductibles. The private insurance providers raised premiums over the years and invented new tiers of coverage so that you routinely paid more and got less. Many of the doctors I had been able to access a year earlier were no longer accepting the insurance coverage from the tertiary tier.

So I was grateful for the government subsidy and jumped into the ACA. I chose a plan that my GP of 15 years accepted. It seemed like a logical way for me to make the selection, since I was comfortable with him, he had knowledge of me and history with me and over the years the specialists he was able to recommend to me were also familiar with my medical history. With a subsidy based on my income, my monthly cost dropped by half, albeit with higher deductibles and higher co-pays. But while it was half the cost, it turned out to be twice the headache.

I soon discovered that this relatively comfortable network of family care providers was about to be broken up, which surprised me since I chose what was termed the “Platinum level coverage” offered by United Healthcare.

This is what Barack Obama calls better health care!