Healthcare bills could jeopardize states' consumer protection laws

The L.A. Times reports:

Healthcare overhaul bills working their way through Congress could jeopardize laws in California and other states that require insurers to pay for treatments such as AIDS testing, second surgical opinions and reconstructive surgery for breast cancer patients.

What's more, the federal legislation could make it virtually impossible for states to enforce other consumer protection laws, such as the right to appeal if an insurer denies coverage for a particular treatment.

Healthcare overhaul bills in both the Senate and the House would open the door to insurers selling policies across state lines -- which some lawmakers fear could allow health plans to take advantage of the lenient rules in some jurisdictions while avoiding tougher enforcement regimes in places like California.

"It would be a huge problem for California consumers," said Rep. Jackie Speier (D-Hillsborough), who helped craft insurance laws when she served in the state Senate. "California is leading the way in terms of consumer protection, and I don't want to see that lost."

Many politicians don't want consumers to pay lower prices on health insurance. Imagine that.