Banks Opting Out of the FDIC's Two Safety Programs

What are America's safest banks? Here's a list from The FDIC of those banks that have opted out of two guaranteed programs:

As required by the Final Rule implementing the Temporary Liquidity Guarantee Program (the TLG Program), the FDIC is publishing on its Web site two lists – (1) a list of the eligible entities that have opted out of the Debt Guarantee Program and (2) a list of the eligible insured depository institutions that have opted out of the Transaction Account Guarantee Program.

You'll need excel to view the list on the spreadsheets.Anyway,it's well worth your time.Banks on these lists don't want the FDIC's "help".You can't say that about Citibank or Bank of America.