Where the Affordable Homes Are Affordable

Business Week reports:

It looks like the housing boom is finally over. If you buy now, the risk is high risk that you'll get zero or negative returns on your investment over the next few years. What, then, should you do?

Easy -- focus on affordability. If you can, choose a house in a market where prices haven't gone through the roof, whether it's Buffalo, N.Y., in the Northeast; Atlanta in the Southeast; Youngstown, Ohio, in the Midwest; San Antonio in the Southwest; Yakima, Wash., in the Northwest; or Riverside, Calif., in the West. You'll get more living space, and you won't have to worry so much that a financial setback such as a layoff will leave you unable to pay the mortgage.